About Brad
Brad McDonald has established himself as a trusted advisor for individuals and business owners throughout Minnesota. His passion for helping clients understand complex insurance options has made him a go-to resource for Medicare planning, estate planning, and business succession strategies.
Brad's philosophy centers on personalized service and thorough education. He believes that every client deserves to fully understand their insurance coverage and the role it plays in their overall financial plan. Rather than offering one-size-fits-all solutions, Brad takes the time to listen, ask the right questions, and craft customized recommendations.
When he's not helping clients, Brad enjoys spending time with his family, golfing, and staying active in the local community. He's committed to staying current with industry trends and continuously improving his expertise to better serve his clients.
Areas of Expertise
Specialties
Medicare Planning
Brad specializes in helping seniors navigate Medicare options during the critical transition to age 65. He provides comprehensive analysis of Medicare Advantage, Supplement plans, and Part D prescription coverage to ensure clients have the right coverage for their healthcare needs.
Estate Planning Coordination
Brad works closely with attorneys and financial advisors to ensure insurance properly integrates with overall estate plans. He helps identify gaps in coverage and structures policies to support estate settlement and family protection goals.
Business Succession Planning
For business owners, Brad creates comprehensive succession plans using insurance as a key tool. He develops buy-sell agreements, executive life insurance programs, and key person coverage strategies to ensure business continuity and family financial security.
Comprehensive Risk Assessment
Brad conducts thorough reviews of existing coverage to identify gaps and overlaps. His holistic approach ensures clients have appropriate protection across all areas of their financial life.
Credentials & Professional Background
- → Licensed Insurance Agent - Minnesota
- → Extensive insurance industry experience
- → Medicare specialist with comprehensive product knowledge
- → Active member of professional insurance associations
- → Continued education and professional development advocate
Ready to Work With Brad?
Schedule a no cost consultation to discuss your insurance needs and explore how Brad can help protect what matters most to you.
Call Brad at (320) 448-8232