Comprehensive group health plans that attract and retain top talent while managing costs
Get Your No Cost QuoteIn today's competitive job market, offering quality health insurance is essential for attracting and retaining talented employees. At MFIS, we work with Minnesota businesses of all sizes to find group health insurance solutions that balance employee benefits with employer budget considerations.
We navigate the complex landscape of group health insurance, employer mandates, and regulatory requirements so you can focus on running your business. Our team handles plan selection, compliance, employee education, and ongoing administration.
Offers maximum flexibility with access to a large network of healthcare providers. Employees can see specialists without referrals and can seek care outside the network with higher out-of-pocket costs. Ideal for businesses seeking broad provider access and employee choice.
Emphasizes preventive care and coordination through primary care physicians. Lower premiums and predictable costs, but requires selecting an in-network provider and obtaining referrals for specialists. Great for cost-conscious employers and employees.
Lower premiums paired with higher deductibles. Qualifies for Health Savings Accounts (HSAs) that allow tax-advantaged savings for medical expenses. Excellent for employers seeking to reduce premium costs while enabling employees to build medical savings.
Combines features of HMO and PPO plans. Employees use in-network providers without referrals, but coverage is limited to the network. Offers a balance of cost control and flexibility. Popular among mid-sized employers.
Comprehensive coverage for doctor visits, hospital stays, and emergency care
Included pharmaceutical benefits with tiered drug pricing
Annual wellness visits and preventive screenings at no cost-share
Coverage for mental health services and employee wellness programs
Comprehensive coverage for pregnancy, childbirth, and newborn care
Defined spending limits to protect against catastrophic healthcare costs
Quality health benefits are a top factor for job seekers and employee retention
Business contributions to group health insurance premiums are typically tax-deductible
Healthier employees with regular preventive care take fewer sick days
We help you manage premiums and find plans that fit your budget
We handle ACA compliance, COBRA administration, and regulatory requirements
Employer contributions reduce employee out-of-pocket premium costs significantly
Coverage limits exposure to catastrophic medical expenses
Choose coverage levels and plans that match individual healthcare needs
Wellness programs and preventive services help maintain good health
Family members gain security knowing health needs are protected
Navigating employer healthcare law can be complex. We help ensure your business stays compliant with:
Let's discuss how we can help you provide quality health coverage that your employees value and your business can afford.
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