Dental & Vision Plans - Protect Your Smile and Sight

Comprehensive dental and vision coverage for individuals and families that keeps your smile bright and vision clear.

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Invest in Your Health

Dental and vision care are essential components of your overall health and wellness. Regular checkups, cleanings, and eye exams help prevent serious conditions and catch problems early when treatment is most effective.

Our dental and vision plans make preventive and restorative care affordable for you and your family. Whether you need a routine cleaning or major dental work, whether you wear glasses, contacts, or are considering vision correction, we have plans designed to fit your needs and budget.

Coverage Benefits

Preventive Dental Care

Cleanings, exams, and X-rays covered at 100% with no copays

Basic Restorative Services

Fillings, extractions, and root canals at reduced rates

Major Dental Services

Crowns, bridges, and implants with coverage up to annual maximum

Comprehensive Vision Exams

Annual eye exams to monitor overall eye health and prescription changes

Eyeglass & Contact Lens Coverage

Allowances for frames, lenses, and contact lens supplies annually

Affordable Rates

Individual and family plans with flexible deductibles and copays

Dental Coverage Details

Preventive Services

Regular preventive care is the foundation of good oral health. Most plans cover preventive services at 100% with no copay or deductible.

  • - Routine exams and cleanings (2 per year)
  • - Oral cancer screenings
  • - X-rays and diagnostic imaging
  • - Fluoride treatments and sealants
  • - Periodontal disease screening

Basic Restorative Services

When damage or decay occurs, basic restorative services help restore teeth to proper function. Coverage is typically 70-80% after deductible.

  • - Fillings (amalgam, composite, resin)
  • - Extractions
  • - Root canal therapy
  • - Periodontal scaling and root planing
  • - Gum grafting and other periodontal procedures

Major Restorative Services

Major services restore or replace missing teeth with more complex solutions. Coverage is typically 50% after deductible, with annual maximums.

  • - Crowns and bridges
  • - Dental implants
  • - Dentures (complete and partial)
  • - Complex periodontal services
  • - Orthodontia (on select plans)

Vision Coverage Details

Comprehensive Eye Exams

Annual comprehensive eye exams are typically covered at 100% with no copay. Exams include refraction tests, eye pressure checks, and disease screening to protect your vision health.

Eyeglasses Coverage

Most plans provide annual allowances for frames and lenses. You can choose from thousands of designer and value frames, or receive an allowance toward frames of your choice.

Contact Lens Coverage

If you wear contact lenses, coverage includes exams and fittings plus an annual allowance for lens supplies. Some plans offer access to leading contact lens brands at discounted prices.

Additional Vision Benefits

Many vision plans include laser eye surgery discounts, coverage for lens enhancements like progressives and photochromic lenses, and access to a nationwide network of eye care providers.

Plan Options

Individual Plans

Standalone dental and vision plans for individual coverage. Choose coverage levels that match your needs and budget, from basic to comprehensive protection.

Family Plans

Family plans provide coverage for you and your dependents. Often more cost-effective than individual policies, with all family members protected by the same benefits.

Bundled Plans

Combine dental and vision coverage in one plan for simplified billing and potentially lower overall costs. Some plans also bundle with health insurance for complete protection.

Medicare Advantage Add-Ons

Many Medicare Advantage plans include integrated dental and vision benefits, eliminating the need for separate policies while providing comprehensive coverage for seniors.

Why Choose MFIS?

  • Expert guidance on dental and vision plan options tailored to your needs
  • Access to plans from multiple carriers with competitive rates
  • Help understanding coverage details, deductibles, and annual maximums
  • Ongoing support with claims and questions about your coverage
  • Trusted by Minnesota families for personalized, caring service

Ready to Protect Your Smile and Sight?

Let us help you find affordable dental and vision coverage that fits your family's needs.

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Get Your No Cost Quote

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